|
|
|
With the average life expectancy increasing to age 83, five out of seven individuals age 55 and older will need some form of extended care. The current national average cost of providing that care is $4200 per month, and is increasing at about 3% a year. Combine this with fluctuating market conditions reducing the value of personal investments and savings, and you have a great recipe for personal financial disaster.
Given a choice between a sterile, unfamiliar nursing home or staying in their own home, with familiar surroundings and familiar faces, almost everyone will choose to stay at home. However, that choice could force a loved one to give up a career, providing care for their own family, or impose a financial burden on other loved ones. Having the proper Long Term Care protection can prevent all of those problems, whether you need constant care in a facility, to light care at home, and all steps in between. Often, by re-positioning some of your assets, we can find enough new income to cover the cost of LTC protection. Some companies offer annuities that will double in value when used to pay for Long Term Care. Choosing the right plan and finding ways to pay for it, are where our specialists excel.
If you would like more information or a free quote, with no obligation, please go to "LTC Insurance Quote" and complete the questionnaire. This will give us the necessary information to begin helping you. We are an approved vendor for AAA Carolinas and can offer you competitive rates with AAA Carolinas associated companies.
|
|
|
|
Long Term Care (LTC)
